This calculator estimates the costs a buyer pays when transferring a South African residential property — transfer duty, conveyancing attorney fees, Deeds Office registration fees, and bond registration fees if the purchase is financed. It uses the current SARS transfer-duty table, the LSSA attorney tariff from 1 August 2025, and Deeds Office fees from 1 April 2026.
Run the calculation
Enter the purchase price and, if applicable, the bond amount. The result updates instantly as you type.
Property Details
Enter the purchase price of the property
Enter the bond amount (if applicable)
Include VAT (15%)
Add VAT to attorney fees
Quick Select
Cost Breakdown
Transfer Duty
Government tax on property transfer
R 0,00
Transfer Attorney Fee
Based on LSSA tariff guidelines
R 0,00
Deeds Office Fees
Registration at Deeds Office
R 50,00
Petty Disbursements
Admin costs and sundries
R 1 500,00
Total Estimated Costs
All fees included
R 1 550,00
Disclaimer: This is an estimate only. Actual costs may vary based on specific circumstances. Additional costs such as rates clearance certificates, levy clearance certificates, and FICA documents are not included. Please contact us for a detailed quote.
Understanding Conveyancing Costs
Transfer Duty
Transfer duty is a tax paid to SARS when purchasing property. The rates are progressive, with no duty payable on properties up to R1,210,000.
Current Brackets (1 April 2025):
- R0 – R1,210,000: 0%
- R1,210,001 – R1,663,800: 3%
- R1,663,801 – R2,329,300: 6%
- R2,329,301 – R2,994,800: 8%
- R2,994,801 – R13,310,000: 11%
- Above R13,310,000: 13%
Attorney Fees
Attorney fees are calculated using LSSA tariff guidelines effective from 1 August 2025. Bond registration fees are calculated separately.
What’s Included:
- Property transfer registration
- Bond registration (if applicable)
- Deeds office lodgement
- FICA compliance
- Rates and levy clearances
- Professional consultation
Additional Costs Not Included
Municipal Clearances
Rates clearance certificate, electrical compliance, etc.
HOA/Complex Costs
Levy clearance certificates for sectional title properties
Bank Costs
Bond origination and valuation fees (if financing)
Want a formal quote?
Enter a purchase price above to see your estimate — then come back here to instruct us.
How this calculator works
Transfer duty sliding scale
Transfer duty is a tax paid to SARS by the buyer. It is a sliding scale: nothing on the first R1,210,000, then rising in steps to 13% on the portion above R13,310,000. The conveyancer pays transfer duty to SARS on the buyer’s behalf and obtains a Transfer Duty Receipt, which the Deeds Office requires before registration. See the current table at SARS — Transfer Duty.
Conveyancing tariff guideline
The attorney fee component uses the Law Society of South Africa (LSSA) tariff guideline, effective from 1 August 2025. The guideline scales with the purchase price and is generally what the market charges. Bond registration fees are calculated separately against the bond amount. Conveyancers may negotiate off this tariff — treat the figures as a benchmark, not a binding quote.
Deeds Office registration fees
The Deeds Office charges a statutory registration fee tied to the purchase price band, plus a separate fee for registering the bond if there is one. The figures used here reflect the current fees gazetted on 1 April 2026. These fees are reviewed from time to time by the Department of Agriculture, Land Reform and Rural Development.
What’s excluded
The estimate does not include: municipal rates clearance fees, levy clearance fees from a body corporate or HOA, electrical / gas / beetle compliance certificates, bond origination and valuation fees charged by the bank, FICA verification disbursements, VAT where the seller is a VAT vendor, capital gains tax on the seller, and cancellation costs on an existing bond. These depend on the specific property and appear once we review your signed Offer to Purchase.
Accuracy and limitations
The rates, brackets, and fees built into this calculator change from year to year — SARS revises transfer duty thresholds in most annual budgets, and LSSA and Deeds Office tariffs are updated periodically. Complicated transfers — properties held in a trust or company, deceased estates, sectional title units with levy arrears, non-resident sellers requiring SARB approval, and subdivisions or consolidations — carry additional costs not modelled here. The final quote we issue is always subject to the conveyancer’s review of your signed Offer to Purchase and the underlying title and municipal records.